Our Privacy Commitment to You. When you work with a financial services professional to develop a financial plan or purchase an insurance or investment product, you may share highly personal information about your health, assets, income, estate, business and family. The information we collect is critical to providing superior products and service. But we recognize that protecting the privacy and security of this information is an important responsibility.
What Information Do We Collect? We collect personal information to help us serve your financial needs, offer new products and services, provide customer service and fulfill legal and regulatory requirements. “Personal information” refers to nonpublic personal financial and health information we obtain from you in connection with providing you with a financial product or service. We may obtain this information directly from you or from other sources.
The type of information that we collect varies, based on the products or services involved. It may include:
• Information we receive from you on applications and related forms, such as name, address, social security number, assets and income;
• Information about your transactions and relationships with us and our affiliates, such as products or services purchased, account balances and payment history;
• Information we receive from consumer reporting agencies, such as credit relationships and history, and;
• Information we receive from third parties in order to issue and service your policies, such as motor vehicle reports and medical information.
What Information Do We Disclose? Girard Securities, Inc., may disclose your non-public personal information as part of servicing and maintaining your policy, contract or account, and for other legally required and permitted purposes.
In the normal course of business, we may share personal information with persons or entities involved in servicing and administering products and services on our behalf. These could include: your agent or broker, insurance companies, consumer reporting agencies, medical consultants, firms assisting in administration of policies and claims, companies that perform marketing services on our behalf or other financial institutions with whom we have joint marketing agreements, and other service providers and affiliates assisting us.
We will not disclose personal information about current or former customers to non-affiliated third parties, except as permitted or required by law. We do not sell any personal information about you to any third party.
How Do We Protect the Confidentiality of Your Information? Girard Securities, Inc. has procedures in place that limit access to personal information to employees, representatives and service providers who need to know the information to perform business services or market products on our behalf. We also educate our employees about the importance of protecting the privacy and security of confidential personal information. Finally, we maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal information.
Please Contact Us With Any Questions. Confidentiality is an established hallmark of Girard Securities, Inc. business. We understand the need to safeguard the personal information that you disclose to us, and we have an established tradition of discretion and respect for our customers’ privacy. We reinforce this daily in the way we routinely handle sensitive client information as part of our normal business operations.
SIPC Coverage. Girard Securities, Inc. is a member of the Securities Investors Protection Corporation. You may obtain information about SIPC including the SIPC brochure by phone (202) 371-8300 or visit their SIPC web site at: http://www.sipc.org/ or email firstname.lastname@example.org. Please note that these SIPC protections do not cover fluctuations in the market value of your securities.
Anti Money Laundering (“AML”) and Customer Identification Program Notice. In order to help the government fight the funding of terrorism and money laundering activities, Girard Securities, Inc. is required by Federal law to obtain, verify, and record information that identifies each person who opens an account with us. When you open an account with us, we are required to collect information such as your name, date of birth, permanent physical address (no mail receiving or incorporation services), and identification number (if you are a U.S. Citizen, this is typically your Social Security number). You may also need to present your driver’s license or other identifying documents. Until you provide the information or documents we need, we may not be able to open an account or effect any transactions for you.
We thank you for your patience and hope that you will support us in our efforts to deny terrorist groups access to America’s financial system.